You may have been ignoring a pressing economic matter, but you shouldn't ignore it any longer. The sooner you come to terms with this matter, the faster you will satisfy this debt. In fact, setting up a payment plan could be easier than you think. The institution you owe might be more than willing to accommodate you. The key is to keep the lines of communication open. After having this difficult conversation, you'll breathe a huge sigh of relief. Sometimes the fear of something is worse than the reality of it. If you’re trying to convince someone to agree to your ideas or opinions today, be aware that they could end up changing your opinion in the process! Your mind is highly malleable right now, and when you hear a good argument for something, you may not make any effort to learn the argument against it. This isn’t going to get you very far. Stick to your guns and know what you think, but respect those who happen to think differently.
Your Overall Score Today: 4